Terms of Service

Last updated: October 19, 2025

Please read these Terms of Service carefully before using Finance2Cal.

Legal Agreement
User Protection
Terms & Conditions

Quick Summary

  • You must be 18+ to use our services
  • We provide tools for informational purposes
  • You retain rights to your content
  • We are not financial advisors

1. Acceptance of Terms

By accessing or using Finance2Cal ("the Service"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

The materials contained in this website are protected by applicable copyright and trademark law.

Important

By using Finance2Cal, you confirm that you are at least 18 years of age and capable of forming a binding contract with us, and you agree to comply with all applicable laws and regulations.

2. Services Description

Finance2Cal provides financial, mathematical, engineering, and health calculation tools for informational purposes. Our services include but are not limited to:

Financial Calculators

Loan EMI, investment growth, retirement planning, and tax calculation tools.

Engineering Tools

Scientific calculations, unit conversions, and engineering formulas.

Health Calculators

BMI, calorie intake, body fat percentage, and health metrics.

Educational Resources

Mathematical formulas, learning games, and educational content.

Note: Our tools provide estimates and projections for informational purposes only. They should not be considered financial, medical, or professional advice. Always consult with qualified professionals before making important decisions.

3. Account Terms

No Account Required: Finance2Cal is designed to be accessible without creating an account. You can use all 60+ calculators instantly without any registration.

Privacy-First Design

Since no account is required, your calculations remain completely private. All data processing happens locally in your browser, and we don't store your calculation inputs or results.

4. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of Finance2Cal and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

Our Rights

All trademarks, service marks, graphics, and logos used in connection with our Service are trademarks or registered trademarks of Finance2Cal.

Your Rights

You retain ownership of any data you input into our calculators. We do not claim ownership over your personal information or calculation results.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Finance2Cal.

5. User Content

Our Service allows you to input data into various calculators for processing. You are responsible for the data that you input to the Service.

Data Processing

All calculations are performed locally in your browser. Your data never leaves your device unless you explicitly choose to save or share your calculations. We do not store, track, or collect your calculation inputs or results.

6. Prohibited Uses

You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:

Prohibited Activity Description
Illegal Purposes In any way that violates any applicable law or regulation
Fraudulent Activity To engage in any fraudulent or deceptive activities
Security Violations To attempt to interfere with or compromise system integrity or security
Spam To send unsolicited communications or spam
Impersonation To impersonate others or provide inaccurate information

7. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Finance2Cal makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Professional Disclaimer

Finance2Cal provides calculation tools for informational purposes only. We are not financial advisors, medical professionals, or engineering consultants, and nothing contained in the Service constitutes professional advice. You should consult with qualified professionals before making any important decisions.

8. Limitation of Liability

In no event shall Finance2Cal, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Service
  • Any conduct or content of any third party on the Service
  • Any unauthorized access to or use of our servers and/or any personal information stored therein
  • Any interruption or cessation of transmission to or from the Service
  • Any bugs, viruses, Trojan horses, or the like that may be transmitted to or through our Service

9. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. Since no account is required, you may simply discontinue using the Service at any time.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

12. Contact Information

If you have any questions about these Terms, please contact us:

Email

ashwindshr@gmail.com

Website

www.Finance2Cal.com/contact

You can also write to us at:

Finance2Cal Legal Department
123 Finance Street
San Francisco, CA 94107

Acceptance of Terms

By using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.