Gold Investment Return Calculator

Calculate your gold investment returns with historical data and future projections

Investment Details

Investment Period

Gold Specifications

Applicable for physical gold jewellery

Return Assumptions

Based on historical average: 8-12%

For real return calculation

Investment Summary

Future Value ₹0
Projected value at maturity
Total Returns ₹0
Absolute returns on investment
Annualized Return 0%
CAGR (Compound Annual Growth Rate)
Real Returns 0%
After adjusting for inflation

Gold Price Trend

Vs Other Investments

Calculate to see comparison

Detailed Return Analysis

Year-wise Projection

Year Investment Value Returns CAGR

Historical Gold Returns

Last 1 Year +12.5%
Last 5 Years +68.3%
Last 10 Years +142.7%
Last 20 Years +1,258%

Gold Performance Insight

Gold has delivered consistent returns over the long term, acting as an effective hedge against inflation and currency fluctuations. Historical data shows average annual returns of 8-12% in Indian markets.

Diversification

Gold provides excellent portfolio diversification and reduces overall investment risk.

Inflation Hedge

Gold historically preserves purchasing power during high inflation periods.

Long-term Growth

Gold has shown consistent long-term appreciation across market cycles.

Safe Haven

Gold performs well during geopolitical tensions and economic uncertainties.

Tax Implications

Physical Gold

  • • Short-term: Tax as per income tax slab
  • • Long-term: 20% with indexation benefit
  • • Making charges not deductible

Sovereign Gold Bonds

  • • Interest: Taxable as per income tax slab
  • • Capital gains: Tax-free if held till maturity
  • • Indexation benefits available

Gold ETFs & Funds

  • • Short-term: Tax as per income tax slab
  • • Long-term: 20% with indexation
  • • No wealth tax applicable

Digital Gold

  • • Treated similar to physical gold
  • • GST applicable on purchase
  • • No making charges