Capital Gains Tax Calculator

Calculate taxes on your investment profits and optimize your strategy

Investment Details

Additional Costs

Tax Results

Capital Gain

$5,000.00
50.0% return

Tax Breakdown

Holding Type: Long-term
Federal Tax Rate: 15%
State Tax Rate: 0%
Net Investment Tax: $0

Tax Amounts

Federal Tax: $750.00
State Tax: $0.00
Total Tax: $750.00

Net Proceeds

$14,200.00
After all taxes and costs
Effective Tax Rate: 15.0%

Tax Strategy Comparison

Short-term Scenario

Holding Period: 11 months
Tax Rate: 22%
Tax Amount: $1,100.00
Net Proceeds: $13,850.00

Long-term Scenario

Holding Period: 12+ months
Tax Rate: 15%
Tax Amount: $750.00
Net Proceeds: $14,200.00
Holding investments for over 1 year typically results in lower tax rates

Tax Planning Strategies

Hold Long-term

  • • Wait 12+ months for lower rates
  • • Consider tax-loss harvesting
  • • Plan sales across tax years

Use Tax-Advantaged Accounts

  • • Invest in IRAs and 401(k)s
  • • Consider Roth accounts
  • • Use HSAs for medical expenses

Offset Gains

  • • Harvest losses to offset gains
  • • Donate appreciated assets
  • • Use capital loss carryover

Strategic Timing

  • • Sell in low-income years
  • • Consider estimated payments
  • • Plan for AMT implications

2024 Capital Gains Tax Rates

Filing Status 0% Rate 15% Rate 20% Rate Net Investment Tax
Single Up to $47,025 $47,026 - $518,900 Over $518,900 +3.8% over $200,000
Married Filing Jointly Up to $94,050 $94,051 - $583,750 Over $583,750 +3.8% over $250,000
Head of Household Up to $63,000 $63,001 - $551,350 Over $551,350 +3.8% over $200,000

Note: Short-term capital gains (assets held ≤1 year) are taxed as ordinary income at your marginal tax rate.